All
Now is the time to engage with the specialist market

Now is the time to engage with the specialist market

The current economic environment means that many more of your clients will have specialist circumstances in 2023. A recent study from specialist lender, Pepper Money, found that the number of people with any form of adverse credit on their credit file within the last...

80% net bridging finance for light and heavy refurbishment projects

80% net bridging finance for light and heavy refurbishment projects

Designed for projects such as: LIGHT REFURBISHMENT: Works that fall under permitted development, works that require building regulation sign-off, residential to HMO conversions of up to six tenants, replacement windows, decoration, light central heating and electrical...

Working together to beat the uncertainty

Working together to beat the uncertainty

It hasn’t been an easy time to be a broker in recent weeks. Managing client expectations in a dramatic and uncertain environment can be very challenging, particularly when the result is an often greater cost to borrowers through higher rates or sometimes even deals...

The PDR opportunity for investors

The PDR opportunity for investors

Property remains a great opportunity for investors to earn both income and capital gains, and with demand for housing continuing to exceed supply, there’s little to suggest that this will change in the future. However, investors are being squeezed. Mortgage interest...

Second charge watch: streamlining finances during turbulent times

Second charge watch: streamlining finances during turbulent times

In the current environment of volatility and turmoil, it is perhaps unsurprising that second charges – a great method of using existing assets to either shore up finances or unlock cash – are on the rise. Figures from the Finance and Leasing Association (FLA) show...

Bridging market continues to offer good opportunities for brokers

Bridging market continues to offer good opportunities for brokers

The Bank of England has officially increased the base rate to 3%, the biggest rise since 1989, and naturally, the mainstream residential mortgage market is feeling the effects. For the estimated 2.2 million people currently on their lender’s Standard Variable Rate...

Special times calls for specialist solutions

Special times calls for specialist solutions

Gina Blagden, Head of Sales, discusses the importance of specialist support during the cost-of-living crisis. The cost-of-living crisis is on everyone’s minds at the moment. Whether a high earner or minimum wage, homeowner or renter, every person is likely to feel the...

Will you fall foul of Consumer Duty for capital-raising clients?

Will you fall foul of Consumer Duty for capital-raising clients?

Written by Stewart Simpson, Second Charge Mortgage Specialist In many ways, Consumer Duty should provide little concern for mortgage brokers. After all, the core principle of securing good outcomes for the customer is woven into the DNA of most brokers. However, there...