5-3 Product (ICR is stressed at the pay rate as it’s a 5 year fix, but the borrower is only tied in for 3 years with no ERC’s after that) Key features and highlights: Loans up to £1.5 million Rates fro 4.99% (4.99% product fee) or 5.44% (2.5% product fee) ERC's: 4% /...












