News and insights

The latest specialist finance trends, products, case studies and more

Latest news

Brand new semi-exclusive commercial and semi-commercial products

Brand new semi-exclusive commercial and semi-commercial products

Commercial semi-exclusive: For properties with an EPC rating of C or above: For properties with an EPC rating of D or below: Up to 75% LTV Up to 75% LTV Rates from 7.69% Rates from 8.39% 2 & 5 year fixed 2 & 5 year fixed ERC’s for fixed period ERC’s for fixed...

A great customer journey

A great customer journey

I have sent over a number of enquiries to Brightstar Financial over the last three or four years including bridging loans, commercial finance and, most recently, second charge lending and have always received excellent service. When referring, I can trust that the...

Product news

Buy-to-let products

Buy-to-let products

Standard | Limited Company | HMO & MUFB Standard: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 Limited Company: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 HMO & MUFB: Up to 75% LTV Initial rate from 4.99%...

Semi-exclusive Buy-to-let rate drop product

Semi-exclusive Buy-to-let rate drop product

Expat Buy-to-let: Key Features: Rates from 5.29% LTV up to 70% 5 year fixed available Product name Initial interest rate Followed by our RI Managed Mortgage Rate APRC Max LTV Early Repayment Charges Product Fee 5 Year Fixed Rate until 31/05/2029 5.29% 9.19% 8.1% 60%...

SEMI-EXCLUSIVE Residential rate drops

SEMI-EXCLUSIVE Residential rate drops

Owner Occupier: Key Features: Product name Initial interest rate Followed by our Managed Mortgage Rate currently APRC Max LTV Early Repayment Charges Product Fee 2 Year Fixed Rate until 30/06/2026 5.59% 8.44% 7.9% 60% 2% until 30/06/2025 1% until 30/06/2026 £999^ 2...

NEW residential credit repair product

NEW residential credit repair product

Credit Repair: Key Features: Day 1 discharged bankrupt Rates from 7.49% Maximum LTV 70% on purchase or remortgage CCJs: Maximum £6,000 in the last 36 months & none in the last 12 months IVAs: Must not be entered into in the last 6 months. Satisfactorily conducted...

Commercial Finance rate drops

Commercial Finance rate drops

Commercial Finance products: Key lending criteria: Borrower type; UK registered Limited Companies, LLPs, Partnerships and Sole Traders Loan size; £150,000 to £10 million Term; 5 to 25 years. Interest only products maximum 5 years Base Rate type; Variable – Bank of...

Second Charge rate drops

Second Charge rate drops

Second Charge products: Key features: NEW - 5 yr rates starting from 6.59% NEW - 2 yr rates starting from 7.59% NEW - 3 yr rates starting from 7.39% NEW - Interest Only rates starting from 7.59% NEW - Lifetime trackers starting from 3.20% above SVR NEW - Max...

Buy-to-let rate drops

Buy-to-let rate drops

Buy-to-let products:   Standard product Key features: Individuals (includes First Time Landlords) and Limited Companies (UK SPVs) Houses, leasehold flats and maisonettes to 75% LTV Rates from 3.64% Max LTV 75% Minimum loan size - £50k Maximum loan size - £1.5m...

Residential rate drops

Residential rate drops

Residential products: Introducing lower residential rates Rates are reducing across this residential mortgage range. Key Features: 2-year fixed rates now from 6.19% 5-year fixed rates from 5.84% Flexibility with income multiples No maximum loan amount on selected...

Brightstar

Listed building holiday let

Listed building holiday let

Listed building holiday letObjective & outcome This client was entering the holiday let market for the first time and was seeking cover for their Grade II listed building, including fixtures and features, prior to completing on the purchase. Solstar identified...

Insurance for hospitality premises covering light refurb

Insurance for hospitality premises covering light refurb

Hospitality premises covering light refurbObjective & outcome This client was purchasing a pub/restaurant which was undergoing light refurbishment before the grand opening. Solstar sourced the perfect insurance solution which covered the premises whilst it was...

Insurance for two commercial warehouse units

Insurance for two commercial warehouse units

Two commercial warehouse unitsNoting the lenders interestObjective As a result of buying out their business partner, this client needed to remortgage their two commercial warehouses. The existing insurer would not note the lenders interest, therefore they needed to...

Buy-to-let products

Buy-to-let products

Standard | Limited Company | HMO & MUFB Standard: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 Limited Company: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 HMO & MUFB: Up to 75% LTV Initial rate from 4.99%...

Latest podcast

A great customer journey

I have sent over a number of enquiries to Brightstar Financial over the last three or four years including bridging loans, commercial finance and, most recently, second charge lending and have always received excellent service. When referring, I can trust that the...

  • 11 December 2023

    Commercial opportunity increases as we look to 2024

  • 11 December 2023

    New product structures offer hope to Buy to Let investors

  • 11 December 2023

    Using bridging to get people moving

  • 11 December 2023

    New year, new space

  • 11 December 2023

    It is possible to maximise affordability, even with recent adverse

  • 13 November 2023

    WEBINAR: Opportunities in specialist lending

  • 4 October 2023

    Semi-commercial gets competitive

  • 4 October 2023

    Limited company dominance shows as landlords get serious

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