SEMI-EXCLUSIVE Residential rate drops

by | Jan 23, 2024 | Products

Owner Occupier:

Key Features:

Product name

Initial interest rate

Followed by our Managed Mortgage Rate currently

APRC

Max LTV

Early Repayment Charges

Product Fee

2 Year Fixed Rate until 30/06/2026

5.59%

8.44%

7.9%

60%

2% until 30/06/2025 1% until 30/06/2026

£999^

2 Year Fixed Rate until 30/06/2026

6.09%

8.44%

8.1%

80%

2% until 30/06/2025 1% until 30/06/2026

£999^

5 Year Fixed Rate until 30/06/2029

4.99%

8.44%

6.5%

60%

5% until 30/06/2025 4% until 30/06/2026 3% until 30/06/2027 2% until 30/06/2028 1% until 30/06/2029

£999^

5 Year Fixed Rate until 30/06/2029

5.49%

8.44%

6.8%

80%

5% until 30/06/2025 4% until 30/06/2026 3% until 30/06/2027 2% until 30/06/2028 1% until 30/06/2029

£999^

 

For loans above £500,000, the Product Fee is 0.3% of the advance, payable when the mortgage starts.

Application Fees:

  • Purchase and Remortgage is £175, plus any Valuation Fees*
  • *The Valuation Fee is £0 for properties up to £500,000; above £500,000 a discount of £330 from the standard Valuation Fee scale applies
  • Further Advance – £125 Application Fee, plus £100 minimum Legal Fees. No Product Fee
  • Product Switch – No Application, Product or Legal fees, for all standard product switch applications.
  • Minimum loan: £45,000 for purchase and remortgage, £2,000 for further advances. No minimum for product switches.

Product information correct as of  11/01/2024.

For intermediaries only.

Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured against it.

The Financial Conduct Authority does not regulate some aspects of corporate financial planning, property investment or buy to let lending.

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