News and insights

Interest Rates: 7.69%, Representing a 0.85% discount on the Residential Standard Variable Rate which is currently 8.54% 8.1% APRC (The overall cost for comparison) Main Features: Available for: Purchase and Remortgage  Min/Max Adv: £25,000/£1,500,000 Max Loan To...

Commercial semi-exclusive: For properties with an EPC rating of C or above: For properties with an EPC rating of D or below: Up to 75% LTV Up to 75% LTV Rates from 7.69% Rates from 8.39% 2 & 5 year fixed 2 & 5 year fixed ERC’s for fixed period ERC’s for fixed...

Residential semi-exclusive: Key features and highlights: Up to 85% LTV Rates from 6.89% 1 year fixed No early repayment charge Minimum loan size £50k Maximum loan size £1m Up to 4 applicants Product fee £1,495 Ex public sector houses and new build properties Wide...

Self Build Product 1: Key features and highlights: Up to 80% LTV available Rates from 5.79% No early repayment charge Term: 2 years Arrangement Fee: 0.5% Minimum loan: £30,000 Maximum loan: £3,000,000 Minimum Term: 5 years Maximum term: 40 years   Self Build...

Commercial Mortgages Key features and highlights: Up to 75% LTV available Rates from 7.99% No maximum loan amount No maximum property value Most asset classes considered Owner occupier and investment applications accepted Available in England and Wales 2 - 30 year...

Ideal for those that are looking to raise funds for short term projects such as home improvements, but still require certainty of payment without a costly early repayment charge on exit. Key features and highlights: Up to 80% LTV Rates from 8.83% Loans from £10,000 up...

5-3 Product (ICR is stressed at the pay rate as it’s a 5 year fix, but the borrower is only tied in for 3 years with no ERC’s after that) Key features and highlights: Loans up to £1.5 million Rates fro 4.99% (4.99% product fee) or 5.44% (2.5% product fee) ERC's: 4% /...