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The latest specialist finance trends, products, case studies and more

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April 2026 / 11:40 am

Second charge, the first option

A quiet shift is underway in the UK mortgage market, and it is being driven by borrowers, not lenders. We are seeing more clients who are choosing to stay put, capital raise and improve and extend their homes, rather than move and pay more stamp duty and solicitor...

Second Charge Watch: Flexibility is reshaping the market

Second Charge Watch: Flexibility is reshaping the market

The sector is maturing and a more dynamic market means more ways to structure the right solution for the client The second charge market has always been known for its ability to provide solutions where mainstream lending falls short, but over the past 12 months the...

£226,000 First Charge Regulated Bridge

£226,000 First Charge Regulated Bridge

£226,000 First charge regulated bridge, completed in 13 days Case StudyJo Powell, assisted by Krystal Trundle, supported a client with a net loan of £226,000 through a first charge regulated bridge secured against a residential property at 47% LTV, delivered at a rate...

Brightstar News

£1,240,000 Commercial investment loan

£1,240,000 Commercial investment loan

£1,240,000 Commercial Investment loan Case StudyAnother great commercial investment completion for Adam Fulcher, securing a £1,240,000 loan against a semi-commercial property consisting of a commercial unit with 7 flats above. The clients were looking to raise capital...

£2,135,610 Commercial investment loan

£2,135,610 Commercial investment loan

£2,135,610 Commercial Investment loan Case StudyAdam Fulcher successfully arranged a £2,135,610 commercial investment loan across a mixture of commercial and semi-commercial properties at 75% LTV, secured on a 5-year fixed blended rate of 6.45%. The transaction formed...

£250,000 Bridging Loan completed in 4 days

£250,000 Bridging Loan completed in 4 days

£250,000 Bridging Loan completed in 4 days Case StudyNeil Taverner successfully completed a £250,000 1st charge bridge on an existing residential property at 20% LTV, with a rate of 0.77%. The client was facing a strict 10-day deadline to redeem an existing buy-to-let...

£273,600 Residential new build purchase

£273,600 Residential new build purchase

£273,600 Residential new build purchase Case StudySteph Healey, assisted by Keagan Cole supported a home mover purchasing a new-build residential property, securing £273,600 of funding at 70% LTV with a 6.79% rate. An offer was achieved within just one week, ensuring...

  • 24 June 2025

    Community Projects at our local Animal Sanctuary

  • 5 June 2025

    Community Projects at our local Food Bank

  • 4 June 2025

    The Interview… Andrew Cappaert, Group Head of National Accounts

  • 15 May 2025

    Pebbles for the community

  • 14 May 2025

    Brightstars Mentally Healthy Breakfast

  • 13 May 2025

    Painting Pebbles for the Community

  • 13 May 2025

    Brightstar Group Community Action Project

  • 12 May 2025

    The Brightstar Group supports Mental Health Awareness Week with a range of community focused activities

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