News and insights

The latest specialist finance trends, products, case studies and more

Latest news

January 2025 / 10:53 am

Second Charge Mortgages – RATE REDUCTIONS

We are pleased to announce we have access to rate reductions across Second Charge mortgages. All new interest rates will be available on the from Tuesday 14 January.   Prime-Plus Plans: Lifetime Tracker from +3.24% 2yr Fixed from 7.19% 3yr Fixed from 7.09% 5yr...

Product news

Expat Residential Two year fixed product

Expat Residential Two year fixed product

Key Features: Rates from 6.59% Up to 90% LTV 2 year fixed Expat Residential Purchase & Remortgage Minimum loan £25,000 Maximum loan £1,500,000 ​ Extra Information: Ex-Pat Residential LTV 85% Ex-pat BTL & Holiday Let/airbnb (we use true holiday let income) –...

Specialist BTL semi-exclusive product

Specialist BTL semi-exclusive product

Key Features: Rates from 5.29% Up to 75% LTV Loans from £250k to £2.5m 2 & 5 year fixed rates ​​ Acceptable Security​​ HMOs up to maximum of 10 rooms​​ Multi-unit blocks up to maximum of 10 units​​ Single lets BTL with maximum of 10 properties on the loan ​​ ​​...

NEW Commercial Finance product

NEW Commercial Finance product

Key Features: Commercial investment rates from 6.39% Commercial owner occupier rates from 6.19% Purpose built student accommodation rates from 6.49% Up to 75% LTV No maximum loan amount No maximum property value Owner occupier and investment applications accepted...

SEMI-EXCLUSIVE buy-to-let specialist properties product

SEMI-EXCLUSIVE buy-to-let specialist properties product

Key Features: Holiday Lets (Air BNB) & MUFB/HMO up to 6 rooms in Northern Ireland MUFB/HMO up to 12 rooms + Student lets in England & Wales Flats above commercial Ex local flats with deck access Semi-commercial Studio flats below 30 sqm 5 year fixed rate Up to...

NEW Developer exit products

NEW Developer exit products

Tier 1 developer exit product Up to 60% LTV 0-6 Units Up to 12-month term Minimum loan - £50,000 No maximum loan 2% facility/product fee   Tier 2 developer exit product Up to 75% LTV No limit on the number of units Up to 18-month term Minimum loan - £50,000 No...

Semi-exclusive Buy-to-let purchase & re-mortgage product

Semi-exclusive Buy-to-let purchase & re-mortgage product

Max LTV 65% 65% Max Loan Size Loans up to £500,000 Min Loan Size £50,000 5 Year Fixed 6.84% 7.29% Arrangement Fee 4.99% 2.50% Reversion rate BBR* + 4.99% ERC 5 Year Fixed : 5%/5%/4%/3%/2% 10% overpayment permitted on a lump sum basis per annum Application Fee £180...

Buy-to-let products

Buy-to-let products

Standard | Limited Company | HMO & MUFB Standard: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 Limited Company: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 HMO & MUFB: Up to 75% LTV Initial rate from 4.99%...

Semi-exclusive Buy-to-let rate drop product

Semi-exclusive Buy-to-let rate drop product

Expat Buy-to-let: Key Features: Rates from 5.29% LTV up to 70% 5 year fixed available Product name Initial interest rate Followed by our RI Managed Mortgage Rate APRC Max LTV Early Repayment Charges Product Fee 5 Year Fixed Rate until 31/05/2029 5.29% 9.19% 8.1% 60%...

Brightstar

LIMITED EDITION 5year fixed personal BTL product

LIMITED EDITION 5year fixed personal BTL product

Limited Edition Product Details: No Product Fee No Application Fee Free valuation for properties up to £500,000 Discounted valuation for properties more than £500,000 Minimum loan amount of £45,000 Maximum loan amount of £750,000 £500 cashback for remortgage...

Helping a First-Time Buyer Secure Finance for a Complex New Build BTL

Helping a First-Time Buyer Secure Finance for a Complex New Build BTL

Helping a First-Time Buyer Secure Finance for a Complex New Build BTL After struggling to place this case, a broker recently referred a first-time buyer, first-time landlord looking to purchase a new build buy-to-let. With a low income of £18k and the property being...

Helping an experienced landlord secure a better deal

Helping an experienced landlord secure a better deal

Helping an experienced landlord secure a better dealIf you’re looking for expert property finance advice,            get in touch today.At Brightstar, we’re aways here to support clients looking for smarter financial solutions. We recently assisted an experienced...

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I have been using Brightstar Financial for around two years now and only wish I had discovered them sooner as they are always spot on when it comes to customer service, speed, and knowledge. Coupled with a generous commission payout, what more could you ask for? I...

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