Latest news

£2.61 million self-build loan
Our team of commercial finance experts were able to secure terms with a challenger bank who offered 60% LTV against a purchase price of £2m, at a rate of 3.12% plus BBR.

£1M Bridging Loan for Management Buy-Out
Our team of commercial finance experts were able to secure terms with a challenger bank who offered 60% LTV against a purchase price of £2m, at a rate of 3.12% plus BBR.
Brightstar News

5% Deposit Mortgage for First-Time Buyer with Adverse Credit
5% Deposit Mortgage for First-Time Buyer with Adverse CreditCase StudyLoan: £229,250 LTV: 95% Introducer Commission: £1,197 A first-time buyer with a 5% deposit faced multiple challenges: recent arrears, two small CCJs, high LTV (95%), and a concrete construction...

Bright Insights, March 2025

Securing £100k without costly remortgage penalties
Securing £100,000Without costly remortgage penaltiesCase StudyThis client needed £100,000 for debt consolidation and home improvements but faced a major challenge: £25k early repayment charge if they remortgaged Locked into a low-rate mortgage Lender didn't allow...

7-Bed HMO Capital Raise
7-Bed HMO Capital RaiseSecured despite adverse credit.Case StudyThis client was looking to capital raise on their 7-bed HMO, valued at £950,000, to expand their BTL portfolio. They needed 70% LTV, but there was a challenge – Adverse Credit Issues: Status 3 on a credit...

£1.5 Million Bridging Loan for a Grade II Listed Manor House
£1.5M Bridging Loanfor a Grade II Listed Manor HouseCase StudyThis client needed fast and flexible funding to secure their dream primary residence. However, the security property – a stunning Grade II listed manor house estate spanning 23 acres, with multiple...

Trends to Watch in 2025 – With Rob Jupp & Tanya Elmaz

Second Charge Mortgages – RATE REDUCTIONS
We are pleased to announce we have access to rate reductions across Second Charge mortgages. All new interest rates will be available on the from Tuesday 14 January. Prime-Plus Plans: Lifetime Tracker from +3.24% 2yr Fixed from 7.19% 3yr Fixed from 7.09% 5yr...

The Specialist Lending Expo – How To Find Us
https://vimeo.com/1024420832
-
Getting back into the office can benefit mental health
-
The specialist remortgage market is ready for your clients right now…
-
How to reach the top in the world of property finance
-
How bridging can help the growing number of downsizers
-
Good advisers will ‘win out’ but more ‘inconsistent lending decisions’ being made
-
Plan ahead to put your clients and your business in a stronger position
-
Now is the time to engage with the specialist market
-
Working together to beat the uncertainty