Specialist residential mortgages from 3.04%, 6 x income and more news
NEW product range with variable rates from 3.04% plus lending into retirement and interest-only options:
Features and benefits:
- Up to 80% LTV for purchase and remortgage
- Discounted tracker rates from 3.04%
- Max age at maturity is 95 for capital repayment and 85 for interest-only
- Joint borrower, sole proprietor available
- Pension income considered
- Minor historical adverse credit considered
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NEW product range launched for ‘underserved customers’ offering lifetime tracker rates from 2.49% +BBR and no ERCs:
Features and benefits:
- Up to 85% LTV including first-time buyers
- 5 – 40-year terms, max. age at maturity is 85 years
- Interest-only options are available
- No credit scoring
- LTIs over 4.5 x income considered
- Married borrowers, sole proprietors accepted
- Adverse accepted varies dependent on the product – call for more information
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THERE ARE PRODUCTS AVAILABLE for those who are struggling to fit on standard affordability models:
- We have lenders that offer 6 x’s income on a 5-year fixed-rate basis
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FOR MORE INFORMATION, CALL OUR RESIDENTIAL MORTGAGE TEAM 01277 508 959
SUBJECT TO STATUS. PRODUCTS AND CRITERIA ARE SUBJECT TO CHANGE AND WITHOUT WARNING.
FOR INTERMEDIARIES ONLY.
