Expat Buy-to-let:
Key Features:
- Rates from 5.29%
- LTV up to 70%
- 5 year fixed available
|
Product name |
Initial interest rate |
Followed by our RI Managed Mortgage Rate |
APRC |
Max LTV |
Early Repayment Charges |
Product Fee |
|
5 Year Fixed Rate until 31/05/2029 |
5.29% |
9.19% |
8.1% |
60% |
5% until 31/05/2025 4% until 31/05/2026 3% until 31/05/2027 2% until 31/05/2028 1% until 31/05/2029 |
1%^ |
|
5 Year Fixed Rate until 31/05/2029 |
5.44% |
9.19% |
8.2% |
70% |
5% until 31/05/2025 4% until 31/05/2026 3% until 31/05/2027 2% until 31/05/2028 1% until 31/05/2029 |
1%^ |
^The Product Fee is 1% of the loan amount, subject to a minimum of £1,000.
Application Fees:
- Purchase and Remortgage is £175, plus any Valuation Fees*
- Further Advance is £125 Application Fee, plus £100 minimum Legal Fees. No Product Fee
- Product Switch – No Application, Legal or Product fees, for all standard product switch application’.
- *Valuation fees (applicable for purchase and remortgage applications only):
- Purchase – our full standard Valuation Fee scale applies
- Remortgage – The Valuation Fee is £0 for properties up to £500,000; above £500,000 a discount of £330 from the standard Valuation Fee scale applies.
- A separate Valuation Fee scale applies for Multi-Unit Freehold Blocks. For purchase applications, the full Multi-Unit Freehold Block Valuation Fee scale will apply. For remortgage applications, a discount of £330 from the Multi-Unit Freehold Block Valuation Fee scale applies.
- Cashback: We offer £500 cashback towards your legal costs for remortgage applications.
- Minimum loan: £45,000 for purchase and remortgage, £2,000 for further advances. No minimum for product switches.
Product information correct as of 19/01/2024.
For intermediaries only.
Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured against it.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, property investment or buy to let lending.
