Key Features: Holiday Lets (Air BNB) & MUFB/HMO up to 6 rooms in Northern Ireland MUFB/HMO up to 12 rooms + Student lets in England & Wales Flats above commercial Ex local flats with deck access Semi-commercial Studio flats below 30 sqm 5 year fixed rate Up to...

Tier 1 developer exit product Up to 60% LTV 0-6 Units Up to 12-month term Minimum loan - £50,000 No maximum loan 2% facility/product fee   Tier 2 developer exit product Up to 75% LTV No limit on the number of units Up to 18-month term Minimum loan - £50,000 No...

Max LTV 65% 65% Max Loan Size Loans up to £500,000 Min Loan Size £50,000 5 Year Fixed 6.84% 7.29% Arrangement Fee 4.99% 2.50% Reversion rate BBR* + 4.99% ERC 5 Year Fixed : 5%/5%/4%/3%/2% 10% overpayment permitted on a lump sum basis per annum Application Fee £180...

Standard | Limited Company | HMO & MUFB Standard: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 Limited Company: Up to 75% LTV Initial rate from 4.59% Up to 7 year fixed Fee's from £0 HMO & MUFB: Up to 75% LTV Initial rate from 4.99%...

Expat Buy-to-let: Key Features: Rates from 5.29% LTV up to 70% 5 year fixed available Product name Initial interest rate Followed by our RI Managed Mortgage Rate APRC Max LTV Early Repayment Charges Product Fee 5 Year Fixed Rate until 31/05/2029 5.29% 9.19% 8.1% 60%...

Owner Occupier: Key Features: Product name Initial interest rate Followed by our Managed Mortgage Rate currently APRC Max LTV Early Repayment Charges Product Fee 2 Year Fixed Rate until 30/06/2026 5.59% 8.44% 7.9% 60% 2% until 30/06/2025 1% until 30/06/2026 £999^ 2...

Credit Repair: Key Features: Day 1 discharged bankrupt Rates from 7.49% Maximum LTV 70% on purchase or remortgage CCJs: Maximum £6,000 in the last 36 months & none in the last 12 months IVAs: Must not be entered into in the last 6 months. Satisfactorily conducted...

Commercial Finance products: Key lending criteria: Borrower type; UK registered Limited Companies, LLPs, Partnerships and Sole Traders Loan size; £150,000 to £10 million Term; 5 to 25 years. Interest only products maximum 5 years Base Rate type; Variable – Bank of...

Second Charge products: Key features: NEW - 5 yr rates starting from 6.59% NEW - 2 yr rates starting from 7.59% NEW - 3 yr rates starting from 7.39% NEW - Interest Only rates starting from 7.59% NEW - Lifetime trackers starting from 3.20% above SVR NEW - Max...

Buy-to-let products:   Standard product Key features: Individuals (includes First Time Landlords) and Limited Companies (UK SPVs) Houses, leasehold flats and maisonettes to 75% LTV Rates from 3.64% Max LTV 75% Minimum loan size - £50k Maximum loan size - £1.5m...

Residential products: Introducing lower residential rates Rates are reducing across this residential mortgage range. Key Features: 2-year fixed rates now from 6.19% 5-year fixed rates from 5.84% Flexibility with income multiples No maximum loan amount on selected...

Standard Properties: Key Features: Max loan size: £1,000,000 Min loan size: £50,000 Max LTV: 75% Term length: 7 - 30 years* Regions: England, Wales and Scotland Small HMO (up to 6 rooms): Key Features: Max loan size: £1,000,000 Min loan size: £50,000 Max LTV: 75% Term...