Owner Occupier:
Key Features:
|
Product name |
Initial interest rate |
Followed by our Managed Mortgage Rate currently |
APRC |
Max LTV |
Early Repayment Charges |
Product Fee |
|
2 Year Fixed Rate until 30/06/2026 |
5.59% |
8.44% |
7.9% |
60% |
2% until 30/06/2025 1% until 30/06/2026 |
£999^ |
|
2 Year Fixed Rate until 30/06/2026 |
6.09% |
8.44% |
8.1% |
80% |
2% until 30/06/2025 1% until 30/06/2026 |
£999^ |
|
5 Year Fixed Rate until 30/06/2029 |
4.99% |
8.44% |
6.5% |
60% |
5% until 30/06/2025 4% until 30/06/2026 3% until 30/06/2027 2% until 30/06/2028 1% until 30/06/2029 |
£999^ |
|
5 Year Fixed Rate until 30/06/2029 |
5.49% |
8.44% |
6.8% |
80% |
5% until 30/06/2025 4% until 30/06/2026 3% until 30/06/2027 2% until 30/06/2028 1% until 30/06/2029 |
£999^ |
For loans above £500,000, the Product Fee is 0.3% of the advance, payable when the mortgage starts.
Application Fees:
- Purchase and Remortgage is £175, plus any Valuation Fees*
- *The Valuation Fee is £0 for properties up to £500,000; above £500,000 a discount of £330 from the standard Valuation Fee scale applies
- Further Advance – £125 Application Fee, plus £100 minimum Legal Fees. No Product Fee
- Product Switch – No Application, Product or Legal fees, for all standard product switch applications.
- Minimum loan: £45,000 for purchase and remortgage, £2,000 for further advances. No minimum for product switches.
Product information correct as of 11/01/2024.
For intermediaries only.
Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured against it.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, property investment or buy to let lending.
