Case Study
This client needed £100,000 for debt consolidation and home improvements but faced a major challenge:
- £25k early repayment charge if they remortgaged
- Locked into a low-rate mortgage
- Lender didn’t allow second charges, limiting options
We partnered with one of our trusted lenders and secured £100,000 as an equitable charge – meaning no lender consent was needed, and they avoided the £25k ERC.
The result:
- Cleared unsecured debts of £1,487/month
- New payment reduced to £795/month (including an extra £20k for home renovations)
- Dream home renovations without financial strain
Client’s Feedback:
“5* review! I would recommend & would definitely use again. Efficient & got the job done in very quick time!”
Subject to status. Product and criteria availability is subject to change or withdrawal at any time. For intermediaries only.
