Latest news
£2,500,000 Regulated bridge for extensive renovation project
Our team of commercial finance experts were able to secure terms with a challenger bank who offered 60% LTV against a purchase price of £2m, at a rate of 3.12% plus BBR.
Community Projects at our local Food Bank
Brightstars' Community Action Projects are underway! Our seventh volunteer has been out in the community at our local food bank, lending his time & support for the benefit of others. This is all part of our Groups' ESG Plan - and a development from Mental Health...
Brightstar News
£3,105,000 Commercial Loan for 5 storey offices
£3,105,000 Commercial loan for 5 storey officesLarge Loan Case StudyBrightstar successfully facilitated the purchase of a fully let, 5-storey commercial office building for £3,105,375. The finance was structured with a 75% LTV, secured at a competitive 7.89% 2-year...
£250,000 Second charge loan
£250,000 Second charge loanLarge Loan Case StudyThis client required £250,000 in funding to complete essential works on a residential property. The original builder had taken money for materials that were never purchased and left the project half-finished. Without...
The power of flexible bridging finance
The power of flexible bridging financeCase StudyLoan Amount: £530,000 | LTV: 60% | Rate: 0.85%Structure: Two separate lending facilities with the same lenderTiming: 4 weeks to completion The clients existing property and our main lending security was in rural Scotland...
Smart Bridging Solution for a Complex Semi-Commercial Asset
Smart Bridging Solution for a Complex Semi-Commercial AssetCase StudyA borrower needed to refinance an overdue commercial loan, consolidate debts, and settle redundancy payments while awaiting an asset sale exit. With probate delays due to a shareholder’s passing and...
5% Deposit Mortgage for First-Time Buyer with Adverse Credit
5% Deposit Mortgage for First-Time Buyer with Adverse CreditCase StudyLoan: £229,250 LTV: 95% Introducer Commission: £1,197 A first-time buyer with a 5% deposit faced multiple challenges: recent arrears, two small CCJs, high LTV (95%), and a concrete construction...
Bright Insights, June 2025
Securing £100k without costly remortgage penalties
Securing £100,000Without costly remortgage penaltiesCase StudyThis client needed £100,000 for debt consolidation and home improvements but faced a major challenge: £25k early repayment charge if they remortgaged Locked into a low-rate mortgage Lender didn't allow...
7-Bed HMO Capital Raise
7-Bed HMO Capital RaiseSecured despite adverse credit.Case StudyThis client was looking to capital raise on their 7-bed HMO, valued at £950,000, to expand their BTL portfolio. They needed 70% LTV, but there was a challenge – Adverse Credit Issues: Status 3 on a credit...
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The UK Specialist Lending Podcast episode 4
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Will you fall foul of Consumer Duty for capital-raising clients?
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How to help your clients beat the property famine
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Converting opportunities for your landlord clients
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It’s time to think about consumer duty
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Are you prepared for cost-of-living crisis fallout?
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Putting you in a strong position for consumer duty
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Putting your clients in the strongest position to move
