Limited Edition Product Details:
- No Product Fee
- No Application Fee
- Free valuation for properties up to £500,000
- Discounted valuation for properties more than £500,000
- Minimum loan amount of £45,000
- Maximum loan amount of £750,000
- £500 cashback for remortgage applications.
Key Features:
- Max age 89 at application
- No minimum income criteria
- No maximum portfolio size with other lenders
- No background stress on their portfolio
- Max 4 applicants allowed
- ICR Calculations on this product (irrelevant of clients own personal tax bracket)
-
£4£ Remo – 130% x 4.59%
-
Capital Raising/Purchase – 145% x 4.59%
-
Other USP areas:
Residential USPs.
- Up to age 95 at the end of the term for a residential C&I mortgage. (multiple retirement incomes considered)
- Up to 4 applicants on a mortgage, multiple incomes considered.
- JBSP available to family members
- Interest Only
- Up to 80% LTV with Repayment Vehicle
- Up to 70% LTV with Sale and downsize (subject to sense check)
- No min income requirement
- 95% LTV* Family Mortgage
- Self Employed – Salary and Share of Profit Considered
- Rental Income Considered for residential affordability
- SIPP Pensions – we assess the FUND VALUE for use in affordability. (contact me to discuss in more detail)
Additional BTL USPs on other products:
- MUFB considered
- BTL offset Available
- LTD Company with 8 directors
- ExPATs allowed in over 40 countries. (including Europe)
Product information correct at time of publishing.
For intermediaries only.
Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured against it.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, property investment or buy to let lending.
