Residential products:
Introducing lower residential rates
Rates are reducing across this residential mortgage range.
Key Features:
- 2-year fixed rates now from 6.19%
- 5-year fixed rates from 5.84%
- Flexibility with income multiples
- No maximum loan amount on selected products
- Income from employment, self-employment or a combination of both accepted
- Up to 90% LTV available
Greater choice of LTV products
New year, new products. New residential products for 2024 to provide you with even greater choice for your clients.
New limited edition products
Rates from 5.44%
Available at 65% LTV
Reduced rate core range
Rates from 5.54%
Available up to 85% LTV
Supporting customers with adverse credit
Available for both purchase and remortgage
Options with refund of valuation (maximum £630) and £300 cashback
Plus, the maximum adverse accepted includes:
- Defaults – 5 in 24 months
- CCJs – 3 in 24 months
- Debt Management Plans (DMPs) – Active and recently satisfied
- Unsecured arrears – Not counted but may affect credit score
- Mortgage, secured loan and rent arrears – 1 in 12 months, 3 in 36 months (worst status)
Product information correct as of 11/01/2024.
For intermediaries only.
Your home may be repossessed if you do not keep up repayments on your mortgage or a loan secured against it.
The Financial Conduct Authority does not regulate some aspects of corporate financial planning, property investment or buy to let lending.
