Case Study
Stephanie Healey, assisted by Keagan Cole, arranged an £825,000 residential mortgage at 75% LTV on a 4.84% rate. A Decision in Principle was secured within 24 hours, with the full mortgage offer issued in just three weeks.
The finance was required for a residential purchase for a first-time buyer. The client was a professional footballer holding an International Sportsperson Visa, aged under 21, and had been living in the UK for less than 12 months.
The case involved several complexities, including the client’s limited UK residency history and first-time buyer status. There were also some historic missed utility payments, which were the result of administrative errors rather than financial difficulty and required careful explanation to the lender.
Additional considerations included placing the case with a limited-edition, semi-exclusive product available through a specific lender. Stephanie Healey successfully positioned the client’s profile and income, securing a competitive outcome and enabling the client to complete their first home purchase.
Review:
“Keagan was fantastic at keeping us updated and chasing the lender to
ensure we had a response in a timely manner.
We were very impressed with the service provided.“
Subject to status. Product and criteria availability is subject to change or withdrawal at any time. For intermediaries only.
