£39,500 Residential second charge

Case Study

Georgia Walton, supported by Amy Schofield, arranged a £39,500 residential second charge loan at 87.17% LTV, priced at 9.787%, enabling the client to consolidate existing debt following renovations completed on a property purchased seven months earlier.

The client, a first-time buyer with no prior mortgage history, benefited from competitive terms, with the loan providing a structured solution despite being tied into a fixed-rate first mortgage.

Submitted on 16th January and fully funded by 28th January, the deal was completed in just 8 working days, even with a full valuation required, demonstrating a fast and efficient turnaround on a complex refinancing case.

Client feedback:

Working with Georgia and Amy was a pleasure. They made the entire process incredibly easy even when things didn’t go as planned. There was no panic or issues; they swiftly adapted to a new plan and completed the job.

I highly recommend them and will definitely be using them again.”

Subject to status. Product and criteria availability is subject to change or withdrawal at any time. For intermediaries only.

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