Case Study
Steph Healey recently completed a £225,000 residential purchase mortgage, enabling a client to re-enter the property market following the sale of their previous home as part of a relationship breakdown in 2023. The facility was secured at 70% LTV with a rate of 5.79%.
The client was looking to purchase a property in their sole name and required a lender willing to consider a complex credit profile. The case involved adverse credit, including unsatisfied CCJs, historical mortgage arrears between 2018 and 2023, and outstanding unsecured debts, which significantly reduced the pool of available lenders.
Despite these challenges, a suitable lending solution was secured, with the application progressing from submission to offer within six weeks and completing five weeks later. Through careful packaging and lender selection, the mortgage completed successfully, allowing the client to take an important step forward and secure a new home in their sole name.
Subject to status. Product and criteria availability is subject to change or withdrawal at any time. For intermediaries only.
