Case Study
Adam Fulcher recently completed a £142,000 commercial mortgage to facilitate the purchase of a fully commercial café premises for an established trading business. The facility was secured at 75% LTV with a rate of 6.5% fixed for five years.
The clients had operated their café from the premises for a number of years and were keen to purchase the property when the landlord decided to sell, securing the long-term future of the business. With a limited deposit available, they required a lender that could provide maximum borrowing while taking a pragmatic view of affordability.
Through careful lender selection and structuring of the application, a suitable funding solution was secured. The transaction completed successfully, enabling the clients to acquire the premises they had traded from for years and providing long-term stability for their business operations.
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